WHAT IF THERE WERE NO BAILOUTS?

This is not about politics. The Bush administration started this bailout idea, and Obama takes us deeper with stimulus.

What if none were given. Perhaps AIG would have ceased to exist, and the same goes for General Motors. Some banks might have had to call it quits with others waiting to take up the slack. The natural order would have taken place, and I rather doubt this so called horrible economy.

At the same time, don't you think capitalism would have taken one giant step forward without all this bailout money? Why? The capitalist opportunists are vast among us, and would have seized the opportunities available.

We would have seen new companies rise from the ashes. New employers, improved product due to a market of more competition. New stocks to lead the market.

Instead, it appears as a very large move toward government ownership of private enterprise.

Government needs to sell its' shares of all companies owned. Let them fail on their own. They'll be back under new names, and management.

POSITIVELY WALL STREET

Wall Street is a mixed bag of all that can be negative.

A secret society that knows no bounds for acquiring wealth.  They are just beginning to pay the price for all this negativity.

Wall Street will soon be as public as they have been secret.  They couldn't operate with transparency, and without tremendous greed with little regulation.  Wall Street could not operate responsibly within their sphere.

As a failed society, and an irresponsible society, they require parents to teach responsibility.

They will soon get a new set of parents in the form of more regulation.  It is in theory a bad course to go.  More regulation.

Unfortunately they requested these new parents by, asking for, and receiving billions of dollars from them.  Now, the new parents want a little insurance they won't act irresponsibly, again.

Sadly, left alone to the task, Wall Street is incapable of choosing anything but, a seedy path of greed.  This is where it leaves them.

Wall Street had an opportunity, and quite frankly, blew it.  They cannot be left to their own resources for success that simultaneously benefits the greater society of which they are a part, and currently apart.

THINKING OUT LOUD BY, WRITE

New publicly held corporate law is necessary to patch up holes. Exchange traded companies must be legislated because, they won't do it on their own.

Transparency is vital. If the company is squeaking the numbers they, will eventually be found out to their dis-advantage. Unfortunately, in today's reporting the stock holders are the last to know the truth.

Stock holders must be given equal access, and an active roll in all Board activities. Companies will be suspended from trading without complete stock holder participation. The ruling factor of compliance is corporate by-law changes clearly defined, and acted upon.

Limits to corporate funds dedicated to 'upper' management payroll based on the success of the company.

All severance bonus agreements are void for upper management officials. CEOs, and their fraternities must be self reliant.

Payroll cuts: Uniform percentage cut throughout the company from the top; down.

As a stock holder, I am cognizant of the failure of management to run a successful business if, payroll cuts are the reason for profitability.

Wealth re-distribution only becomes necessary when the initial wealth was received unscrupulously.

I'M BUYING, and SO IS HE

This guy makes a lot of sense, and turns that sense into a lot of dollars. He seems to share the same investing philosophy with me. Are we wrong? Has he finally come to a point of error in judgement? Does the sense only come out as cents in the end?

Read all about this grand money making philosophy and the man behind it.

This is where you make your own decisions, and due diligence becomes the director.

THE RESULTS OF NO DUE DILIGENCE

I see comments on the net citing Jim Cramer as an analyst who "lies," and makes some 'bad decisions.' Some echo a sentiment of "losing money with Cramer."

I am not aware of any analyst with a 100% mark.

Cramer gets a lot of heat because, he's really out there with the STREET, and his TV show, MAD MONEY.

Cramer has been accused of "bad information" which might be true if, you take only some of his picks verbatim without due diligence.

My questions to those taking his picks verbatim; where was your research on any specific stock or, fund taking you? Was there new information from that company that would cast a new light on that choice? What about world, and national events which can
re-shape the market's posture almost without notice? Did you reach the same conclusion as he did or, just run with the picks verbatim?

Many watch his CNBC broadcast, and take everything he says as an absolute truth. He, and any other legitimate professionals will tell you there is no better way to trading within the markets than due diligence. Self study, and research. Become educated. I believe he emphasizes that point quite vociferously throughout his show.

Perhaps you just wanted those picks. Who forced you to make any specific trade? It wasn't me, not Jim Cramer or, the man in the moon.

My trades are my responsibility, not Jim Cramer's. When I lose, I lose, and when I win, that's also mine!

Sure, I look to professionals for their picks, and see where they take me in my course of study. They are only the beginning in a vast reference library of charts, and other valuable information.

Cramer says, no pennies. I happen to believe contrary to his point of view.

The pennies require more scrutiny, and more study as some are offered only as 'shell' companies.

Pennies require constant attention while the market is open for trading. That is where you find day trading especially prevalent.

Pennies can change, moment to moment on a whim, more often leaving you with less than you invested in the first place. There is however, always the chance, with enough attention paid, due diligence done, and luck being part of the equation of scoring big time with the pennies. They are a big risk, and subject to values of a fraction of a cent to zero very quickly.

I enjoy watching Jim Cramer, and the Mad Money show on CNBC. It is definitely unique in presentation, entertaining, and educational. It is not just what is offered by the program but, what I process, and choose to take from it for my own use.

Those slamming Cramer or, any other professional are obviously not doing their own research. If they are, they need to own up to their decisions to exercise their trades as they did.

Your success or, failure in the markets is up to you.

NO CONFIDENCE FROM WALL STREET

The FED came up with a brilliant idea. CONgress supports it, and the response from those they thought it would help most is a strong, emphatic, NO CONFIDENCE!

A $700 billion band-aid is not going to fix it now, and will not fix our economy in the future.

One of the major problems with this so-called fix it bill is one factor that caused it in the first place. Transparency. There is doubt among large traders as the consistency of the debt purchased is, for the most part, unknown.

Perhaps applying transparency, and allowing the acquired debt to literally trade under the auspices of the free market would help.

Look at the market, already! Everybody's selling, and becoming liquid.

I can't blame all the sellers for liquidating as I watch the value of my retirement falling to the floor.

There is an upside. Really? Oh, yeah. Tomorrow morning I will look for ways to improve my positions with currently held stocks with reservations, as this market down trend may not be over.

If you don't mind a little humor, this whole scenario gives new meaning to, 'goin' south for the winter.'

BAILOUT DEFEATED, NOW WHAT?

Forever an optimist, the failures in the immediate will yield to the successes of the future.

Rather than look down at what is going on in today's market, there is one way for me to succeed, and that is just to watch as the truly big traders bring down the market. I'll stand on the sidelines as the big traders wreak havoc with the value of my retirement portfolio. The red down ticks will attack momentarily. The trick, is to wait it out.

The initial psychology of friends in high places not getting a bailout will subside, and in a few weeks the green will return to the markets.

I must be kidding???? I'm not. I may be naive but, irrelevant of my naivete, and my lack of any professional accreditation, I will wait it out as my portfolio once again makes up lost ground.